价值感知与信息整合的差异:人类与当前大语言模型在爱荷华赌博任务中的对比*

张逸飞, 侯夔南, 周禧彬, 张然, 蒲渝, 黄艾玥, 何清华

心理科学 ›› 2026, Vol. 49 ›› Issue (4) : 822-833.

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心理科学 ›› 2026, Vol. 49 ›› Issue (4) : 822-833. DOI: 10.16719/j.cnki.1671-6981.20260405
基础、实验与工效

价值感知与信息整合的差异:人类与当前大语言模型在爱荷华赌博任务中的对比*

作者信息 +

Value Sensitivity and Outcome Integration: A Comparative Study of Humans and Current-Generation Large Language Models on the Iowa Gambling Task

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文章历史 +

摘要

大语言模型的决策潜力日益凸显,理解其系列决策机制并与人类进行比较,对于优化人机协同设计至关重要。研究采用价值序列探索模型解析大学生和大语言模型的爱荷华赌博任务数据,并比较了人类(包括全体样本及专家子样本)与大语言模型的决策表现和参数。研究结果表明:相较于其他候选模型,价值序列探索模型能较好地拟合数据;人类和大语言模型在逆衰减率、价值敏感度和稳定性参数上存在差异:人类在信息整合方面占优,而大语言模型在价值感知和策略稳定性方面占优。这些发现为优化人机协同系统的设计和决策提升提供实证基础。

Abstract

Understanding the differences in the sequential decision-making between Large Language Models (LLMs) and humans is crucial for optimizing human-AI collaboration. This study employed the Iowa Gambling Task (IGT), combined with Value plus Sequential Exploration (VSE) cognitive modeling, to systematically compare behavioral performance between humans and LLMs. We contrasted a large human sample with three representative LLMs under baseline and Chain-of-Thought (CoT) conditions. We hypothesized that the VSE model could effectively characterize the exploration and exploitation parameters in samples including both humans and LLMs.

The study utilized a clinical version of the IGT with dynamic reward/loss schedules. Data were collected from 1763 Chinese undergraduate students via a standard computerized procedure. LLM data were collected via the official APIs of three models (DeepSeek-V3, GLM-4-Flash, GLM-Zero-Preview), simulating 48 participants per model for both baseline and CoT conditions. To prevent LLMs from leveraging pre-existing knowledge about the IGT task acquired during their training, the standard deck labels (A, B, C, D) were replaced with random three-letter strings as anonymized labels. Furthermore, the assignment of the underlying deck characteristics (i.e., their reward and punishment schedules) to the anonymized labels was counterbalanced across participants using a Latin square design. LLM interactions involved system prompts delivering instructions and user prompts requesting choices. They incorporated dialogue history and feedback on gains/losses from the previous trial. An error-correction mechanism ensured valid responses. Cognitive modeling compared the VSE model against four alternative models using Variational Bayesian Analysis for parameter estimation and model fitting with non-informative priors. A parallel analysis approach was adopted. We conducted comparisons between the LLMs and (1) the entire human sample, and (2) the top-performing (based on final net gain) 48 “expert” human participants, matched to the LLM sample size.

The behavioral results indicated that certain LLM conditions (baseline GLM-4-Flash and GLM-Zero-Preview) failed to follow IGT task instructions. They exhibited repetitive non-adaptive patterns and were thus excluded from further analysis. LLMs (Deepseek-V3 and GLM-Zero-Preview) achieved significantly higher final net gains compared to the overall human sample, but their performance showed no significant difference from that of the “expert” human sample. A comprehensive investigation involving model comparison analyses robustly identified the VSE model as the superior framework for explaining the choice sequences of both humans and LLMs across two parallel analyses. This conclusion was evidenced by better-fit indices (BIC, AIC, Free Energy) and higher predictive accuracy for choices. Parameter estimates from the VSE model revealed several key differences between humans and LLMs. Regarding value sensitivity (accuracy in perceiving reward/loss utility), LLMs showed greater sensitivity than the general human population, although comparable to that of expert humans. Conversely, human participants always showed a superior ability to integrate historical value information over time, reflected in higher inverse decay rate parameters compared to LLMs. Differences in exploration-related parameters (learning rate and gain) were also observed, indicating distinct exploration tendencies between the groups and across two parallel analyses. Finally, LLMs consistently demonstrated significantly higher decision stability (consistency) than human samples.

In conclusion, this research demonstrates the utility of combining the IGT, cognitive modeling, and a parallel analysis framework to dissect the nuances of sequential decision-making in both humans and LLMs. Although high-performing LLMs can achieve outcomes similar to those of human experts in the IGT, their underlying cognitive parameters differ substantially. Key distinctions include the LLMs’ heightened value sensitivity (similar to human experts) and greater strategic consistency, contrasted with humans’ superior integration of past outcomes, which is potentially linked to affective systems like somatic markers absent in LLMs. The VSE model provides a unified computational lens to examine these exploration-exploitation dynamics. These findings highlight the unique cognitive profile of LLMs. These findings offer insights for developing targeted training to enhance decision-making. They also inform the design of more effective human-LLM collaborative systems that capitalize on the distinct strengths of each agent, while acknowledging potential LLM limitations in less structured environments.

关键词

爱荷华赌博范式 / 大语言模型 / 价值序列探索模型 / 价值敏感度 / 逆衰减率 / 稳定性参数

Key words

Iowa gambling task / large language models / value plus sequential exploration model / value sensitivity / inverse decay / consistency

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张逸飞, 侯夔南, 周禧彬, . 价值感知与信息整合的差异:人类与当前大语言模型在爱荷华赌博任务中的对比*[J]. 心理科学. 2026, 49(4): 822-833 https://doi.org/10.16719/j.cnki.1671-6981.20260405
Zhang Yifei, Hou Kuinan, Zhou Xibin, et al. Value Sensitivity and Outcome Integration: A Comparative Study of Humans and Current-Generation Large Language Models on the Iowa Gambling Task[J]. Journal of Psychological Science. 2026, 49(4): 822-833 https://doi.org/10.16719/j.cnki.1671-6981.20260405

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Worthy, D. A., Pang, B., & Byrne, K. A. (2013). Decomposing the roles of perseveration and expected value representation in models of the Iowa gambling task. Frontiers in Psychology, 4, 640.
Models of human behavior in the Iowa Gambling Task (IGT) have played a pivotal role in accounting for behavioral differences during decision-making. One critical difference between models that have been used to account for behavior in the IGT is the inclusion or exclusion of the assumption that participants tend to persevere, or stay with the same option over consecutive trials. Models that allow for this assumption include win-stay-lose-shift (WSLS) models and reinforcement learning (RL) models that include a decay learning rule where expected values for each option decay as they are chosen less often. One shortcoming of RL models that have included decay rules is that the tendency to persevere by sticking with the same option has been conflated with the tendency to select the option with the highest expected value because a single term is used to represent both of these tendencies. In the current work we isolate the tendencies to perseverate and to select the option with the highest expected value by including them as separate terms in a Value-Plus-Perseveration (VPP) RL model. Overall the VPP model provides a better fit to data from a large group of participants than models that include a single term to account for both perseveration and the representation of expected value. Simulations of each model show that the VPP model's simulated choices most closely resemble the decision-making behavior of human subjects. In addition, we also find that parameter estimates of loss aversion are more strongly correlated with performance when perseverative tendencies and expected value representations are decomposed as separate terms within the model. The results suggest that the tendency to persevere and the tendency to select the option that leads to the best net payoff are central components of decision-making behavior in the IGT. Future work should use this model to better examine decision-making behavior.
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致谢

感谢智谱MaaS开放平台的模型支持。

基金

* 国家自然科学基金(31972906)
西南大学研究生科研创新项目(SWUB25016)
国家留学基金委员会(202307820031)

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